Senior Citizens Red Carpet Health Insurance
Star Health’s Senior Citizens Red Carpet Health Insurance Policy is designed specifically for individuals aged 60 to 75, offering comprehensive coverage with lifelong renewals. Notably, this policy does not require a pre-medical test, simplifying the enrollment process for seniors.
Policy Coverage Highlights
Policy Term
Available for durations of one, two, or three years, providing flexibility to suit individual needs.
Policy Type
Offered on both Individual and Floater bases, catering to personal preferences and family requirements.
Sum Insured Options
Choose from a range of sum insured options, including ₹1,00,000, ₹2,00,000, ₹3,00,000, ₹4,00,000, ₹5,00,000, ₹7,50,000, ₹10,00,000, ₹15,00,000, ₹20,00,000, and ₹25,00,000. For sums between ₹10,00,000 and ₹25,00,000, the policy is available on a floater basis, allowing coverage for multiple members under a single sum insured.
Pre-Existing Disease Coverage
- Waiting Period: Pre-existing diseases are covered after a waiting period of 12 months from the policy inception.
- Chronic Conditions: Coverage includes diabetes, hypertension, and other pre-existing conditions after the waiting period, ensuring financial protection for senior citizens.
Investing in this policy ensures that senior citizens have access to quality healthcare without the burden of financial strain, promoting peace of mind during the golden years.